Payday loans no credit check

People in UK today have several ways to purchase things they like through store catalogues.

The catalog offered by stores today offer credit on just about everything. However, at times, individuals still find themselves in the middle of an emergency while their payday is far away.

A payday loan no credit check would their best option in such cases.

Even those who have bad credit would be able to get these loans online today for their immediate needs for funds.

These loans can be paid back on the next payday, though, in most cases weekly payments or small instalment are not allowed.

There are several different finance options that you can study before you go ahead and take a loan.

Even with poor credit youaccepted for a payday loan fast would be able to find several lenders online who would be able to offer loans to those with adverse credit since they do not check the Experian or Equifax credit score so you would be able to get a loan even with credit default or CCJ. Fast funds are guaranteed by these online loans.

You can apply directly on the internet and get quick cash and direct debit sameday in case of an emergency. However, you should remember that these are short term loans and so you would be expected to pay a high rate of return. These are unsecured loans so you would not have to worry about a home or a guarantor.

no credit check payday cash loansYou will just have to prove that you are no unemployed by showing your pay slips and will have to provide a bank account statement with a debit card. if you fulfill these few conditions that are set, you can get a loan without any hassles.

The lending terms today have become very lenient so you would not have any problems. However, you will have to ensure that you find a lender that is reputed and trustworthy since there are quite a lot of scams online today which you would want to avoid.

{ 20 comments… read them below or add one }

Paula Rigatoni February 5, 2011 at 12:18 pm

Great post – really liked the site – covers all the main bad credit types of funding.

All the best xx

Jeff daniels April 12, 2011 at 4:29 pm

The lenders may not check your credit score i.e. a credit check but they are not stupid and they will carry out a status check which involves checking you are who you say you are.

Mark Odriscoll_1 April 18, 2011 at 11:27 am

You talk about there being several different finance options available but you do not elaborate on what these no credit check payday loans options are. Could you let me know what options I have available as bad credit borrower (since 2 years, CCJ)
Cheers Mark

David_Haines April 26, 2011 at 10:44 am

Mark ODriscoll, I think your options are pretty limited. I have no time at all for people who live beyond their means. What possesses people to borrow and borrow and end up with debt up to their eye balls. Madness.

I have no debt whatsoever, hell , I don’t even own a credit card. I always save up for something until I have enough money to buy it. Cash is King.

Sorry for the rant, its just all this talk about desperate borrowing such as emergency loans and payday loans makes my blood boil. Jack, Co. Durham

Mark Odriscoll_1 May 19, 2011 at 4:58 pm

You seem like quite a nasty person. You nknow nothing about me or the reasons that I am in this financial predicament. I am not even going to elaborate and waste my time getting into a meaningless time wasting conversation with you. Get Stuffed.

MaxD July 2, 2011 at 2:17 pm

Could anyone tell me where to go for the best payday loan deal. I am very concsious about only using reputable lenders and don’t want to get involved with scams of any variety.

Gary Mills July 12, 2011 at 5:02 pm

Try Purple loans, quick quid or wonga.com@MaxD
Always better to use one of the largest providers. The bottom line is payday loans are dodgy and if you can al least minimize some risk then that is a good think

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Paul Sanderson July 18, 2011 at 8:53 am

Wonga are one of the best loans providers on the market. They are credible and as long as you pay back on time they are one of the cheapest payday loan providers.

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Jake September 6, 2011 at 9:36 am

Could anyone recommend the payda lender to approach for payday loans under £1000 with no credit check?
I hear that these providers more or less charge the same fee of about £30 per £100 borrowed. I am more interested in knowing about the customer service for customers.

PaulT September 12, 2011 at 3:13 pm

Jake, try Quickquid or Wonga.com. These are two of the best payday lenders. They are spending alot on advertising at them moment. You see them on the tv all the time. Wonger also sponsor Blackpool which was in the EPL football last year.

You can see in their adverts and theirt use of young middle classs people that they are trying to remove the stigma associated with payday lenders.

As a result they can ill afford at the moment to have any scandals and are trying to operate in a professional and reputable manner at all times. This is good for you the customer – They may not be any cheaper than any of the other lesser known, smaller lenders but at least you don’t run the risk of being conned into somnething that you were not expecting.

GaryOhearne September 27, 2011 at 9:11 am

Payday loans take a lot of different shapes and forms but as a general rule of thumb we can concur the folllowing:

Loans that are short term in nature of 1 month and below
Loans that have a fixed fee as a percentage of the amount borrowed
Loans that do not carry out a credit check
I hope this small over view is helpful – Gary, Southport

DannyD October 4, 2011 at 10:11 am

Thanks for the overview Gary – seems like you are promoting these loans. Nasty

DanP October 24, 2011 at 9:34 am

Is it possible to still get a loan without a credit check in this current economy?

Mark November 7, 2011 at 11:32 am

I’m undecided whether payday loans are a good thing or a bad thing. On the one foot they offer a service to those that have no where else to turn for emergency money. On the other side they cherge substantial fees for the priviege of borrowing that money. The industry standard is about £30 per £100 borrowed. Now make your own mind up whether payday loans are agood thing or a bad thing!

Tony Smith November 22, 2011 at 1:39 pm

A payday loan helped me out in my time of need. They have a bat rep but provided they are paid back on time they are no more expensive than having an unauthorized overdraft with one of the big lenders

Matt December 13, 2011 at 5:13 pm

Payday loans are getting a hell of a lot of negative publicity at the moment. It is all over the press. To be honest, I do think payday lenders do sometimes get a bit too much grief. They are offering a service and as long as you pay back your payday loan on time there really are not too many problems.

Dave_Jones January 24, 2012 at 10:06 am

Does anyone know what the standard interest rate is on a payday loan? When I talk about a standard interest rate I mean the industry standard. Do small lenders charge the same interest or fee as large lenders like quickquid or wonga? Thanks Dave